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1.5

I experienced separate 2 pipe breaks (wall and under the slab). In each instance, these MFs refused to cover any aspect of the access or damage because "I should have known that the water was leaking in my wall and the pipe under the slab could have broken due to wear and tear or the house shifting".

Now, I know why their rates are the lowest in MS; Shelter doesn't cover ***.

Shelter reports all claims to LexisNexis even though they don't pay out. Claims are viewed adversely by their competitors, so you are stuck with Shelter for 5 years.

Reason of review: You refuse to provide basic significant coverage .

Monetary Loss: $6000.

Preferred solution: Full refund.

Shelter Insurance Cons: Hate it.

Location: Jackson, Mississippi

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Guest

I experienced the same with them on two separate occasions; with theft of my auto (two claims one for glass and one contents). In both cases it was cheaper to replace than the deductible so we retracted the claim.

Then when storms ravaged our neighborhood and everyone in a 8 block radius got a new roof...

We got NOTHING!. They even had an engineer come out to survey over safety concerns....still NOTHING except but 3 hits against us, raised our rates and then stuck for 5 years.

Guest

If they don't know the actual cause of loss they can't really deny the claim. How do they know it's ground shift or wear and tear?

Most companies would pay to at least access the pipe to determine cause of loss and then deny. Some would even pay to cover the pipe back up, meaning you'd only be stuck with the plumbing repair.

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